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Blackjack (also known as 21) is a popular card game. Often played for dollars, especially in casinos . The goal of the game is to beat the bank/dealer by having cards with a total of points, closer to 21 than the total points of the cards the bank will have. If the player overrides the 21 points, he loses the game.
Value of the cards: Jack, Queen and King are worth 10 points. The cards 2-10 have the value they show. The ace is 1 or 11 points (depends what value is the closest to 21, without exceeding 21. If the dealer has the same points as the players, it is a "stand-off" or "push".
All players play individually against the bank (dealer). Almost always the game is played with open cards.
After the bets are placed, the bank (dealer) deals clockwise to each player two cards and one card for himself (in US 2, but 1 closed). If a player reaches 21 points with the first two cards, so an Ace with a 10, Jack, Queen or King, this is called blackjack and the player wins 1.5 times his bet, unless the bank also can show blackjack , then it’s a stand-off. If the dealer cannot match the 21 points, neither with his second card, the blackjack will be paid immediately.
If no player does have a blackjack, the game goes on. Players can split, double, asking another card, or pass. Over 21 points the player loses. If all players have passed, the dealer deals cards to himself. He stops when he has reached 17 or more points. So when minimum 17 is reached, the points of the croupier will be compared with those of the players. If a player has more than the dealer he wins the bet (and gets his bet back twice). Is the score even, the player may keep his bet. With less points the player loses the bet to the bank.
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When Doubling your bet, you get only one card from the dealer. In Europe, this option is often available only if your first two cards have a total value of 9, 10 or 11.
Split is possible when the first two dealt cards have an equal value or equal rank. Some casinos allow splitting pairs as 10/Jack, Jack/King, King/Queen. Others allow to split only two King, two Queen, 2 Jack and 2 tens. After splitting, the same bet has to be placed with the second card. Both cards are then played as if two separate games with each individual bets.
Insurance is a possibility when the first card of the dealer is an Ace. Insurance means making an additional bet on the insurance line with half the amount of the original bet. If the dealer should have blackjack then your insurance wager will be paid x2 to compensate the loss of your original first bet. If the dealer does not have blackjack the insurance bet is lost.
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How to play blackjack games and how to choose. There is a wide variety of blackjack play. You can choose from live dealer or video table games. Important to know is the payout percentage or RTP (Return to Player) of the Blackjackgames. This can range from 50% to 95%. And means that for every dollar that is wagered over the long term by multiple players, 0.50 to 0.95 will eventually be paid out. You should also make sure that there is also a possibility to play with small stakes. Therefore, always read T & C of the blackjack casinos. You can find these in the reviews on this page.
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